When Saying “Stop It!” Doesn’t Work

Recognizing instinctual, subconscious, and engrained habits or responses is a challenging, but important, first step on the path to modifying one’s behavior for more desired outcomes. A person cannot consciously choose to change a behavior unless they become aware of 1) what they are doing, and 2) how and/or why it was formed in the […]

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I Mean, Really, What is Risk Tolerance Anyway?

Since the dawn of time (well, that might be a tad exaggerative), financial advisors have been trying to devise ways to mathematically calculate and predict the very subjective and complex matter of their clients’ risk tolerance.  Even the supposedly “objective” side of risk tolerance, also known as “risk capacity” (how much loss can a client […]

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