First Step Cash Management System™
Decision Making Framework
Conversations about Life & Money
They say that necessity is the mother of invention, and nothing could be more true in reference to the First Step Cash Management System™. In the beginning, this program was used as a personal finance management tool by its creator, Marty Kurtz, CFP®. However, experience has shown that much of its value is experienced when First Step is also used as a tool for good communication.
Money decisions are indeed emotional decisions. When individuals start to communicate about those decisions with their friends, family members, and financial advisors, they need a framework that allows everyone to understand the definitions and boundaries of the words that are being used.
We believe First Step Cash Management can provide a language that everyone can adopt and use to have positive, proactive, and authentic conversations about life and money.
Integrating MQ & First Step
The Money Quotient values clarification and goal setting process will act as a bridge connecting life conversations with financial conversations. New insights gained while completing the MQ tools will foster client engagement and set the stage for a meaningful and productive cash flow dialogue.
By adding First Step, your clients will gain a whole new perspective on their current situations and the way money flows in and out of their lives. With this insight, they can begin to make financial decisions in a more intentional way, and create a framework for making spending, saving, and giving choices that will keep them on the path to achieving their life goals.
How First Step Works
First Step “Buckets”
TPC + MQ Alliance
The Planning Center™
Partner Agreement Information
One-time set-up fee: $400.00
Monthly subscription fee: $50.00
100 Client Sub-Accounts
Additional sub-accounts can be acquired in sets of 25 at $10 per month
Electronic User’s Manual
30-minute Orientation Phone Meeting
Two 90-minute Online Training Sessions
Open to all advisors and team members in First Step Partner's firm, and can be repeated as needed
Additional information available upon request.